Insurance law

How to Build an Insurance Bad Faith Case 

You should always count on your insurance company that they are making good on their promises according to the policy you pay for. However, insurance carriers can be notoriously difficult to deal with when a legitimate claim is made. Under the law, insurance companies are required to maintain good faith practices when dealing with their

What Is Insurance Bad Faith?

Anytime an insurance company wrongfully denies a claim, they are acting in bad faith. The insurance policy between the insurance company and the insured is considered a contract that requires the company to act in good faith. Insurance companies often try to deny a claim for any reason they can or underpay for a claim.

Reasons for Insurance Claim Denials in West Virginia

You may not expect any roadblocks to obtaining insurance benefits for an accident or injury in West Virginia. Filing an insurance claim and following the agent’s directions should lead to a positive outcome. Unfortunately, insurance companies primarily want to save money. This can mean finding any reason to deny an insurance claim. Learn the most

How Long Does it Take for an Insurance Company to Pay Out a Claim?

It is normal as the victim of a serious accident to be anxious about when you will receive a settlement check. You may be struggling with the costs of medical bills and property repairs while trying to focus on healing. Unfortunately, waiting for an insurance company to fulfill its duty is a common part of

How Do Insurance Companies Calculate Pain and Suffering?

As an injured person, you can claim two types of compensatory damages: economic and non-economic. Economic damages are specific losses you suffered in the accident, such as the exact value of medical bills and lost wages. Non-economic damages, or general damages, are harder to quantify. Non-economic damages refer to your pain and suffering, emotional distress,

What Do Car Insurance Adjusters Look for?

After a car accident, you will have multiple conversations with a representative from your insurance company. Most of the conversations will involve an insurance adjuster. However, many people are unaware of the function of an insurance adjuster, and still more are unsure regarding what to say to the adjuster. Before speaking with your insurance company,

What Not to Say to an Insurance Adjuster

If you have recently experienced a car accident, one of the first things you likely did was report the accident to your insurance company. After all, the insurance company works for you, right? While this is partially true – insurance companies exist to ensure you are able to receive compensation for property damages and injuries

Is West Virginia a No-Fault State? (2023)

After an auto accident in West Virginia, one of the first questions will be: who is at fault? Determining fault is a critical step toward obtaining compensation for your property damages and medical bills. In West Virginia, you cannot even file an auto insurance claim until you have determined who was at fault for your

Top 19 Personal Injury FAQs & Answers

The lawyers at Manchin Injury Law Group have gotten hundreds of questions from personal injury clients over the years. We’re here to answer all the questions you might have about your case, starting with the following top 19 FAQs: 1. What Is Personal Injury Law? Personal injury law permits claimants to seek financial recovery for

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