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Category: Insurance law

How Do Insurance Companies Calculate Pain and Suffering?

Posted in Insurance law,Personal injury on November 29, 2019

As an injured person, you can claim two types of compensatory damages: economic and non-economic. Economic damages are specific losses you suffered in the accident, such as the exact value of medical bills and lost wages. Non-economic damages, or general damages, are harder to quantify. Non-economic damages refer to your pain and suffering, emotional distress,… read more

What Do Car Insurance Adjusters Look for?

Posted in Car accident,Insurance law on April 15, 2019

After a car accident, you will have multiple conversations with a representative from your insurance company. Most of the conversations will involve an insurance adjuster. However, many people are unaware of the function of an insurance adjuster, and still more are unsure regarding what to say to the adjuster. Before speaking with your insurance company,… read more

What Not to Say to an Insurance Adjuster

Posted in Car accident,Insurance law,Trucking accident on March 1, 2019

If you have recently experienced a car accident, one of the first things you likely did was report the accident to your insurance company. After all, the insurance company works for you, right? While this is partially true – insurance companies exist to ensure you are able to receive compensation for property damages and injuries… read more

Is West Virginia a No-Fault State? (2019)

Posted in Car accident,Car collision,Insurance law on February 4, 2019

After an auto accident in West Virginia, one of the first questions will be: who is at fault? Determining fault is a critical step toward obtaining compensation for your property damages and medical bills. In West Virginia, you cannot even file an auto insurance claim until you have determined who was at fault for your… read more

Top 19 Personal Injury FAQs & Answers

Posted in Insurance law,Personal injury,Uncategorized on May 23, 2018

The lawyers at Manchin Injury Law Group have gotten hundreds of questions from personal injury clients over the years. We’re here to answer all the questions you might have about your case, starting with the following top 19 FAQs: 1. What Is Personal Injury Law? Personal injury law permits claimants to seek financial recovery for… read more

Homeowner holiday safety

Posted in Insurance law,Uncategorized on December 18, 2014

The holiday season calls for gift giving, family get-togethers and festive decorations. With all the fun going on, it’s easy to let the Christmas spirit distract you from all the potential safety hazards that are sure to put a damper on your celebrations. Here are a few tips to keep you and your family safe… read more

Insurance Bad Faith

Posted in Insurance law,Uncategorized on February 26, 2014

Anytime an insurance company wrongfully denies a claim, they are acting in bad faith. The insurance policy between the insurance company and the insured is considered a contract that requires the company to act in good faith. Insurance companies often try to deny a claim for any reason they can or underpay for a claim…. read more

House fires and insurance companies

Posted in Insurance law,Uncategorized on February 18, 2014

After a house fire, homeowners often times make claims to their insurance company. When talking with the insurance company, be sure to record your claim number, your adjuster’s name, and the name of the person you spoke with. The insurance company will send an adjuster to your home to assess the damage of your home…. read more

Property Insurance Claims in West Virginia

Posted in Insurance law,Uncategorized on June 13, 2013

With the recent storm activity and more severe weather predicted as the summer continues, it is important to understand what to do after a property loss to help process a residential property claim.  It is also important to understand your rights surrounding insurance laws and regulations in West Virginia.  After damage has occurred at your… read more