Airbnb has become an extremely popular alternative to traditional hotels, motels, and hostels all over the world. While Airbnb offers travelers convenient and affordable alternatives to more traditional lodging, it also allows homeowners to make extra income by renting out their properties. While this seems like a fantastic new business model, there are many areas of uncertainty when it comes to injuries on the premises, host liability, and a victim’s options for legal recourse after an injury at an Airbnb property.

Can You Sue an Airbnb Host?

If you rent an Airbnb property and suffer an injury, it’s likely you will have the option to file a lawsuit against the host. However, you must be able to prove that the host misrepresented the property in the original listing or was otherwise negligent in his or her care of the property. For example, if a homeowner rents his home as an Airbnb rental but the basement steps are broken, he must include this information in the listing. If a guest attempts to go into the basement and suffers injuries from the broken stairs, the host is liable for the guest’s damages because he knew about the hazard but did not correct it or warn the guest about it.

The homeowner may assume that his homeowner’s insurance policy would cover the guest’s damages, but many such policies disqualify claims if a homeowner uses his or her home for profit. Airbnb offers host protection insurance for up to $1 million in liability coverage, but there are several disclaimers and special conditions built into this policy. A homeowner may be better off purchasing an individual insurance plan that covers injuries and damages to renters.

Potential Liabilities for Property Owners

If you rent your property on Airbnb, you are responsible for the care and maintenance of the property. If there are any known hazards you must clearly explain them in your listing. For example, if there is a sinkhole somewhere on the property, you should not only carefully explain this in your listing but also clearly mark it the physical site with cones, hazard tape, or any other means of sectioning off the dangerous element.

A homeowner also potentially faces liability for damage to a neighbor’s property. For example, a group of renters has a rowdy party at an Airbnb rental and a guest destroys a neighbor’s window. The owner of the Airbnb rental would likely absorb liability for the damage.

Is Airbnb Ever Liable for Injuries in a Rental?

Ultimately, Airbnb denies all liability for injuries and damages to renters through their Terms of Service. Hosts must agree to these terms to list their properties for rent, and that means an injured guest cannot sue Airbnb itself for injuries or damages incurred during a rental. If you rent an Airbnb property, their host protection insurance may cover all or part of your damages. However, this largely depends on the homeowner and whether he or she took proper care of the property

While your options for recovery as a renter are fairly clear after an injury at an Airbnb property, homeowners who rent on Airbnb must be careful. It’s essential to weigh the coverage of Airbnb’s provided insurance and compare it to the coverage you could secure on your own. While this may be more expensive to maintain, it can be tremendously helpful in the event of an accident for which you would otherwise be responsible.

If you plan to rent your property on Airbnb or plan to use the service for travel lodgings in the near future, you may want to speak with an experienced premises liability lawyer and have him or her go over your potential insurance concerns and Airbnb’s Terms of Service.

Attorney Timothy Manchin established the Manchin Injury Law Group in 2011 after his law partner of more than 25 years became a West Virginia circuit court judge. His focus is on helping individual clients and entire families victimized by negligent acts.

  • Taylor Downs was easy to talk to (I do not speak the legal language well!) and was very upfront and honest about the entire process of my case. He kept me updated as the case progressed, and answered my relentless questions. The end result was a favorable settlement that I’m not sure could have been any better with anyone else. In short, go see Taylor if you have a case. Don’t be intimidated to go seek his help, he won’t blow your brains out with “legal speak”.


  • Being referred to Taylor was the best thing I could have asked for. Taylor and staff are very easy to talk to. I would highly recommend them to anyone.


  • If I ever have to go through it again I would definetly call Taylor right away. The group was so helpful through my situation and handled everything that needed to be done. They made a stressful situation a stress free situation. With Taylor you dont have to worry about one thing. Definietly would recomend to anyone.

    - TAYLOR G.

  • Efficient, knowledgeable, and friendly.


  • Taylor and Tim helped make a difficult moment in life, a little more bearable. Easy to communicate with and informative. I will absolutely recommend them to everyone.


  • Manchin Injury Law Group, Took care of me when I got into a car accident while I was pregnant. Very scary moment for a first time mom but thankfully Manchin Injury Law Group had my back and treated me great. They made me feel as if I was part of their family. My son is now 7 Months Old and very happy and healthy. I’m very thankful for them for helping me through everything and getting me what we deserved. I 100% would recommend them to anyone. If I ever have an accident again they will be my number 1 phone call!


  • The support given helped me to feel like I was included in my personal injury case every step of the way. I was informed about the entire process throughout. It was amazing how quick the turn around time was and I would definitely recommend Attorney Timothy J. Manchin to anyone!


  • Taylor and Kelly worked hard on my case so I didn’t have to. Thanks guys!


  • Excellent experience dealing with Manchin Injury Law. They were very responsive, professional and easy to talk to. I did my homework before I hired a lawyer after my accident and I am so glad I found Manchin Injury Law Group. If you are injured, give them a call!


  • Taylor and Tim helped make a difficult moment in life, a little more bearable. Easy to communicate with and informative. I will absolutely recommend them to everyone.


  • Kelly and Taylor did all the hard work so that I didn’t have to. They both cared about my circumstance and got me a nice settlement. Taylor knows what he is doing and I felt comfortable with my case in his hands.


  • Great lawyers. They helped me with a West Virginia case.


  • Such a great experience with Taylor and this firm. Thankful for their diligence and their work on our case. Thank you to all!


  • Had a easy and smooth experience with a great attorney so when you go there make sure you ask for Taylor.


  • My experience at the Manchin Injury Law Group was extremely positive, and I would recommend them to anyone who needs a compassionate and experienced lawyer on their side.


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