According to the Federal Trade Commission, U.S. consumers reported losing more than $1.6 billion to fraud last year, and out of the remaining categories of complaints, identity theft nabbed the No. 1 spot.

PNC Bank reports that claims of lost or stolen credit cards go up by nearly 20% during the holiday season. The reason for this is that we tend to use our cards more frequently this time of year, and thieves know that shoppers are likely to be more rushed and distracted. We throw our credit cards around so often that we stop thinking about who has access to them. “When you hand over your card to a machine or a person, someone can copy the information,” says security expert Chris E. McGoey.

In addition to taking the usual precautions like making sure you get your card back after a transaction, not giving your information out to unsecured sources, and turning off your card the moment you realize it’s missing, you should also try to spend in places where you can actually see the transaction taking place, i.e. they swipe the card right in front of you rather than taking it in the back. This prevents anyone from swiping your card through a handheld skimmer without your knowledge. This is how most retail stores operate, but unfortunately, this isn’t standard procedure at most restaurants.

Pay close attention to your bank statements. Experienced identity thieves will often try out a card with small, unnoticeable purchases to see if the card owner will notice. Trusted family members and co-workers are common identity thieves, because they have easy access to your information and you feel safe and comfortable around them. Always keep your financial documents locked in a safe place, even at home. Carry a limited amount of items, and never carry your social security card. This makes it easy for someone to steal your identity simply by taking your wallet.

These are good guidelines to follow year-round, not just during the holiday season.

Attorney Timothy Manchin established the Manchin Injury Law Group in 2011 after his law partner of more than 25 years became a West Virginia circuit court judge. His focus is on helping individual clients and entire families victimized by negligent acts.

  • Taylor Downs was easy to talk to (I do not speak the legal language well!) and was very upfront and honest about the entire process of my case. He kept me updated as the case progressed, and answered my relentless questions. The end result was a favorable settlement that I’m not sure could have been any better with anyone else. In short, go see Taylor if you have a case. Don’t be intimidated to go seek his help, he won’t blow your brains out with “legal speak”.


  • Being referred to Taylor was the best thing I could have asked for. Taylor and staff are very easy to talk to. I would highly recommend them to anyone.


  • If I ever have to go through it again I would definetly call Taylor right away. The group was so helpful through my situation and handled everything that needed to be done. They made a stressful situation a stress free situation. With Taylor you dont have to worry about one thing. Definietly would recomend to anyone.

    - TAYLOR G.

  • Efficient, knowledgeable, and friendly.


  • Taylor and Tim helped make a difficult moment in life, a little more bearable. Easy to communicate with and informative. I will absolutely recommend them to everyone.


  • Manchin Injury Law Group, Took care of me when I got into a car accident while I was pregnant. Very scary moment for a first time mom but thankfully Manchin Injury Law Group had my back and treated me great. They made me feel as if I was part of their family. My son is now 7 Months Old and very happy and healthy. I’m very thankful for them for helping me through everything and getting me what we deserved. I 100% would recommend them to anyone. If I ever have an accident again they will be my number 1 phone call!


  • The support given helped me to feel like I was included in my personal injury case every step of the way. I was informed about the entire process throughout. It was amazing how quick the turn around time was and I would definitely recommend Attorney Timothy J. Manchin to anyone!


  • Taylor and Kelly worked hard on my case so I didn’t have to. Thanks guys!


  • Excellent experience dealing with Manchin Injury Law. They were very responsive, professional and easy to talk to. I did my homework before I hired a lawyer after my accident and I am so glad I found Manchin Injury Law Group. If you are injured, give them a call!


  • Taylor and Tim helped make a difficult moment in life, a little more bearable. Easy to communicate with and informative. I will absolutely recommend them to everyone.


  • Kelly and Taylor did all the hard work so that I didn’t have to. They both cared about my circumstance and got me a nice settlement. Taylor knows what he is doing and I felt comfortable with my case in his hands.


  • Great lawyers. They helped me with a West Virginia case.


  • Such a great experience with Taylor and this firm. Thankful for their diligence and their work on our case. Thank you to all!


  • Had a easy and smooth experience with a great attorney so when you go there make sure you ask for Taylor.


  • My experience at the Manchin Injury Law Group was extremely positive, and I would recommend them to anyone who needs a compassionate and experienced lawyer on their side.


Contact Us Today

We offer a free initial consultation at our office in the Manchin Professional Building — our home since 1983 — conveniently located in Fairmont.

If you are unable to visit our firm, we can come to your home or hospital room.

Fill out the form below to get in touch!

100% privacy guarantee