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Posted in Insurance law on February 9, 2021
Anytime an insurance company wrongfully denies a claim, they are acting in bad faith. The insurance policy between the insurance company and the insured is considered a contract that requires the company to act in good faith. Insurance companies often try to deny a claim for any reason they can or underpay for a claim. Bad faith needs to be proven by the insured by showing how the insurer failed to honor their policy.
Insurance companies have a contractual obligation to handle claims in good faith. Yet insurers may deny, delay, or ignore valid claims. Results-oriented legal representation could force your insurer to pay up.
You may have a bad faith insurance case if:
In most cases, claim denials are not a result of bad faith. There are valid circumstances where your policy may simply not cover the type of damage you suffered. However, if your claim was denied, it is a good idea to thoroughly review your insurance policy. Insurance policies are long, complicated documents with lots of types of damages that aren’t covered. These contracts are meant to be complicated because it helps minimize claims that the insurance company must honor. Complicated policies with lots of exceptions also help protect insurance companies from situations where they may be vulnerable to a lawsuit.
Do not walk away from a valid insurance claim without a fight. Bad faith can significantly impact your ability to recover benefits the company owes you under your policy. If you believe an insurance company is breaching its legal duties of care to you, contact a West Virginia bad faith attorney to discuss a claim against the insurer for acting in bad faith.
The attorneys at Manchin Injury Law will explain your legal options and work to obtain the compensation you need and deserve after an insurance company has acted in bad faith. Talk to our lawyers about your bad faith case today by contacting us online or by calling us.
Keep in mind that we take personal injury cases on a contingency fee basis — you pay no legal fees unless we succeed.