Many times after a car accident, people think their insurance company will work with them. Unfortunately this is a common mistake many people believe because of insurance company slogans often create the perception that there are teams of agents waiting to help the insured.

Insurance is a profit driven big business- with a bottom line as the number one concern. Because of this, it is best to know what may happen with your insurance company after you have been in an accident.

After a car accident, it is a good idea to consult with a lawyer who can work on your behalf to represent your interests with the insurance company. Otherwise, your insurance company and the insurance company of the wrongdoer may try to limit your recovery.

Here are some common tactics used by insurance companies after a car accident:

· The “stalling” effect

Insurance companies may often try to wear you out so that you are forced into accepting a low-ball settlement offer. You may attempt to call multiple times, with no return phone calls. You may submit paperwork that ends up getting “lost.” You may be transferred to multiple adjusters throughout the company. This experience can be very frustrating- as it is supposed to be. Insurance companies often stall your claim so that you wear down and give up on your claim. The best way to deal with this situation is to have an attorney deal with the insurance company for you.

· The “low-ball” offers

One common practice of many insurance companies is to offer a quick, low-ball settlement offer soon after the accident. This happens, most often, because the insurance company knows you are vulnerable and likely need money quick to pay for medical bills. The insurance company also wants to get rid of your claim as quickly as possible. Never accept the first offer. Hiring a lawyer can help you understand the nature of your claim and its value so that you will be able to receive full and fair compensation for your injuries.

If you have been injured in a car accident in West Virginia, you need an auto accident attorney to protect your rights when dealing with an insurance company. Contact us today to schedule a free consultation to discuss how the Manchin Injury Law Group can help.

Attorney Timothy Manchin established the Manchin Injury Law Group in 2011 after his law partner of more than 25 years became a West Virginia circuit court judge. His focus is on helping individual clients and entire families victimized by negligent acts.

  • Taylor Downs was easy to talk to (I do not speak the legal language well!) and was very upfront and honest about the entire process of my case. He kept me updated as the case progressed, and answered my relentless questions. The end result was a favorable settlement that I’m not sure could have been any better with anyone else. In short, go see Taylor if you have a case. Don’t be intimidated to go seek his help, he won’t blow your brains out with “legal speak”.


  • Being referred to Taylor was the best thing I could have asked for. Taylor and staff are very easy to talk to. I would highly recommend them to anyone.


  • If I ever have to go through it again I would definetly call Taylor right away. The group was so helpful through my situation and handled everything that needed to be done. They made a stressful situation a stress free situation. With Taylor you dont have to worry about one thing. Definietly would recomend to anyone.

    - TAYLOR G.

  • Efficient, knowledgeable, and friendly.


  • Taylor and Tim helped make a difficult moment in life, a little more bearable. Easy to communicate with and informative. I will absolutely recommend them to everyone.


  • Manchin Injury Law Group, Took care of me when I got into a car accident while I was pregnant. Very scary moment for a first time mom but thankfully Manchin Injury Law Group had my back and treated me great. They made me feel as if I was part of their family. My son is now 7 Months Old and very happy and healthy. I’m very thankful for them for helping me through everything and getting me what we deserved. I 100% would recommend them to anyone. If I ever have an accident again they will be my number 1 phone call!


  • The support given helped me to feel like I was included in my personal injury case every step of the way. I was informed about the entire process throughout. It was amazing how quick the turn around time was and I would definitely recommend Attorney Timothy J. Manchin to anyone!


  • Taylor and Kelly worked hard on my case so I didn’t have to. Thanks guys!


  • Excellent experience dealing with Manchin Injury Law. They were very responsive, professional and easy to talk to. I did my homework before I hired a lawyer after my accident and I am so glad I found Manchin Injury Law Group. If you are injured, give them a call!


  • Taylor and Tim helped make a difficult moment in life, a little more bearable. Easy to communicate with and informative. I will absolutely recommend them to everyone.


  • Kelly and Taylor did all the hard work so that I didn’t have to. They both cared about my circumstance and got me a nice settlement. Taylor knows what he is doing and I felt comfortable with my case in his hands.


  • Great lawyers. They helped me with a West Virginia case.


  • Such a great experience with Taylor and this firm. Thankful for their diligence and their work on our case. Thank you to all!


  • Had a easy and smooth experience with a great attorney so when you go there make sure you ask for Taylor.


  • My experience at the Manchin Injury Law Group was extremely positive, and I would recommend them to anyone who needs a compassionate and experienced lawyer on their side.


Contact Us Today

We offer a free initial consultation at our office in the Manchin Professional Building — our home since 1983 — conveniently located in Fairmont.

If you are unable to visit our firm, we can come to your home or hospital room.

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