Many times after a car accident, people think their insurance company will work with them. Unfortunately this is a common mistake many people believe because of insurance company slogans often create the perception that there are teams of agents waiting to help the insured.
Insurance is a profit driven big business- with a bottom line as the number one concern. Because of this, it is best to know what may happen with your insurance company after you have been in an accident.
After a car accident, it is a good idea to consult with a lawyer who can work on your behalf to represent your interests with the insurance company. Otherwise, your insurance company and the insurance company of the wrongdoer may try to limit your recovery.
Here are some common tactics used by insurance companies after a car accident:
· The “stalling” effect
Insurance companies may often try to wear you out so that you are forced into accepting a low-ball settlement offer. You may attempt to call multiple times, with no return phone calls. You may submit paperwork that ends up getting “lost.” You may be transferred to multiple adjusters throughout the company. This experience can be very frustrating- as it is supposed to be. Insurance companies often stall your claim so that you wear down and give up on your claim. The best way to deal with this situation is to have an attorney deal with the insurance company for you.
· The “low-ball” offers
One common practice of many insurance companies is to offer a quick, low-ball settlement offer soon after the accident. This happens, most often, because the insurance company knows you are vulnerable and likely need money quick to pay for medical bills. The insurance company also wants to get rid of your claim as quickly as possible. Never accept the first offer. Hiring a lawyer can help you understand the nature of your claim and its value so that you will be able to receive full and fair compensation for your injuries.
If you have been injured in a car accident in West Virginia, you need an auto accident attorney to protect your rights when dealing with an insurance company. Contact us today to schedule a free consultation to discuss how the Manchin Injury Law Group can help.