Auto insurance is proof that a driver can afford to pay for the costs of an injured victim’s medical bills and property repairs after causing a crash. In West Virginia, all drivers must carry minimum amounts of liability insurance for bodily injuries, property damages and uninsured/underinsured motorist accidents. If the other driver did not give you his or her insurance information at the scene of the car accident – as required by law – take the right steps to make sure you receive coverage.

Call the Police to Report the Crash

In West Virginia, all drivers have a responsibility under Erin’s Law to stop at the scene of car accidents and exchange information with others involved. It is important to gather the other driver’s name, phone number and insurance information, as you will need to call his or her insurer to file a claim if the other driver caused your crash. West Virginia is a fault-based car accident state, meaning the person who caused the wreck will be financially responsible for damages.

Protect yourself and your legal rights by calling the police while still at the scene of any car accident in West Virginia. Legally, you have to call 911 immediately if you are in a crash involving injuries, deaths or more than $1,000 in collective property damages. You must also report the wreck to the Department of Motor Vehicles if it causes injuries, deaths or more than $500 in damages. 

Calling the police can ensure you obtain the other driver’s contact and insurance information. The other driver may refuse to give you his or her insurance information, but the driver will not be able to refuse a law enforcement officer. If the other driver is refusing to give you his or her insurance information because the driver is uninsured, the police can ticket the driver for unlawfully operating a vehicle without insurance.

Contact Your Own Car Insurance Company

If you did not get the other driver’s insurance information at the scene of the accident because it was a hit-and-run or the other driver did not have insurance, you can rely on your own insurance company to cover your losses instead. Every driver in West Virginia must carry uninsured or underinsured motorist insurance. You can file a claim with your own insurance provider to recover compensation through this type of insurance if you do not have the at-fault driver’s information. Your own insurance provider should issue a check to cover your medical expenses and vehicle repairs based on your coverage available.

Discuss Your Legal Options

The at-fault driver might not be the only party you can hold financially responsible for a car accident in West Virginia. A third party – someone not directly involved in the crash – could also bear liability for your wreck. If so, you can file a damage claim with that party’s insurance company instead of relying on the other driver. Many third parties may have played a role in your car accident or injuries, depending on the situation. 

  • Employer. The driver’s employer, if the driver was working at the time of the crash.
  • Mail service. The mail or delivery company in a wreck involving UPS, FedEx, Amazon or USPS. 
  • Business. If a company car or van crashed into you, the company could be liable.
  • Auto manufacturer. Liable for a defective vehicle part, such as tires, seat belts or airbags.
  • City or state government. Liable for a public road defect, such as a pothole.
  • Property owner. For a roadway defect on a privately owned road, parking lot or driveway.
  • Dram shop. For an accident involving a drunk driver.

Holding someone besides the other driver responsible for your West Virginia car accident could allow you to recover compensation for your crash even if you were in a hit-and-run or the other driver does not have insurance. Work with a West Virginia car accident lawyer for assistance with your car accident case if you did not get the other driver’s insurance information, or if you discover the other driver is uninsured/underinsured. A lawyer can help you explore all of your options for financial recovery.

Attorney Timothy Manchin established the Manchin Injury Law Group in 2011 after his law partner of more than 25 years became a West Virginia circuit court judge. His focus is on helping individual clients and entire families victimized by negligent acts.

  • Taylor Downs was easy to talk to (I do not speak the legal language well!) and was very upfront and honest about the entire process of my case. He kept me updated as the case progressed, and answered my relentless questions. The end result was a favorable settlement that I’m not sure could have been any better with anyone else. In short, go see Taylor if you have a case. Don’t be intimidated to go seek his help, he won’t blow your brains out with “legal speak”.


  • Being referred to Taylor was the best thing I could have asked for. Taylor and staff are very easy to talk to. I would highly recommend them to anyone.


  • If I ever have to go through it again I would definetly call Taylor right away. The group was so helpful through my situation and handled everything that needed to be done. They made a stressful situation a stress free situation. With Taylor you dont have to worry about one thing. Definietly would recomend to anyone.

    - TAYLOR G.

  • Efficient, knowledgeable, and friendly.


  • Taylor and Tim helped make a difficult moment in life, a little more bearable. Easy to communicate with and informative. I will absolutely recommend them to everyone.


  • Manchin Injury Law Group, Took care of me when I got into a car accident while I was pregnant. Very scary moment for a first time mom but thankfully Manchin Injury Law Group had my back and treated me great. They made me feel as if I was part of their family. My son is now 7 Months Old and very happy and healthy. I’m very thankful for them for helping me through everything and getting me what we deserved. I 100% would recommend them to anyone. If I ever have an accident again they will be my number 1 phone call!


  • The support given helped me to feel like I was included in my personal injury case every step of the way. I was informed about the entire process throughout. It was amazing how quick the turn around time was and I would definitely recommend Attorney Timothy J. Manchin to anyone!


  • Taylor and Kelly worked hard on my case so I didn’t have to. Thanks guys!


  • Excellent experience dealing with Manchin Injury Law. They were very responsive, professional and easy to talk to. I did my homework before I hired a lawyer after my accident and I am so glad I found Manchin Injury Law Group. If you are injured, give them a call!


  • Taylor and Tim helped make a difficult moment in life, a little more bearable. Easy to communicate with and informative. I will absolutely recommend them to everyone.


  • Kelly and Taylor did all the hard work so that I didn’t have to. They both cared about my circumstance and got me a nice settlement. Taylor knows what he is doing and I felt comfortable with my case in his hands.


  • Great lawyers. They helped me with a West Virginia case.


  • Such a great experience with Taylor and this firm. Thankful for their diligence and their work on our case. Thank you to all!


  • Had a easy and smooth experience with a great attorney so when you go there make sure you ask for Taylor.


  • My experience at the Manchin Injury Law Group was extremely positive, and I would recommend them to anyone who needs a compassionate and experienced lawyer on their side.


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